Wave Money is a no-fee business bank account and debit card that works with Wave’s accounting software to be your one-stop money management solution for your small business. Wave Money automatically manages your bookkeeping for you while giving you faster access to funds. It seamlessly connects to the rest of Wave so you can easily track income and expenses, manage customer invoices, accept online payments, and pay your team when you need to.

Wave Money is currently in limited release and only available for select existing Wave customers. To become a Wave customer, visit https://www.waveapps.com/.

NO FEES
Save money with no banking fees

No monthly, transaction, and ATM fees
No account minimums
No money transfer fees
No transaction fees
No ATM withdrawal fees
No bookkeeping fees

FULLY-LOADED FEATURES
Free doesn’t mean fewer features. Wave Money comes with core banking features and much more to make it easy to run your business:

Core banking features, such as mobile check deposit, ACH and email money transfers and more
Separate business and personal transactions
Connects to Wave Accounting in real-time
Auto-categorizes transactions as you spend

MORE THAN BANKING
Save time and get paid faster

Access to your funds immediately when a customer pays you through Wave Payments for free, if you are an eligible Instant Payout user.

Built-in bookkeeping also ensures your transactions will sync with your accounting in real time.

BETTER BANKING STARTS NOW
Signing up only takes a few minutes and is completely free with zero long-term commitments.