💵 SMART MOBILE BANK
The mobile banking app that speaks your language.
Managing your money has never been easier than with PODERcard! Sign up with your SSN, Matricula Consular or ITIN. No initial deposit is required*.

MOBILE BANKING
Manage your money everywhere you go from the palm of your hand. Your PODERcard account includes a free debit card, mobile app, and access to a personalized customer service team in both English and Spanish.
Use the PODERcard mobile app to manage your daily expenses, transfer money, add funds and build your family’s financial journey.

SAVE MONEY
Say goodbye to unnecessary maintenance fees! With the PODERcard digital banking app, you can save money while easily managing daily expenses.[1]
- No ATM fees: Get free access to one of 19,000 ATMs in our network.[2]
- Free Cash Loading: Create a scannable barcode in the app and use it to deposit cash for free at thousands of participating stores across the United States.
- There’s no minimum balance or monthly maintenance fees - you can breathe a sigh of relief! [1]

TRANSFER MONEY
- Sending money to your loved ones is as easy as sending a text message.
- Use the Bill Payments feature to send payments directly from the PODERcard APP.
- Deposit cash at thousands of participating locations nearest you!

GET PAID EARLY
Stop worrying about whether you’ll be able to pay your bills on time. With PODERcard and ASAP Direct Deposit ™, your paycheck is credited to your account up to two days in advance. [3]

EARN MONEY
Earn cash rewards and have them instantly deposited to your PODERcard account when you participate in paid surveys on SABEResPODER.com.[4]
- Receive cash rewards instantly in your account!

A MORE ACCESSIBLE BANK
- Sign up for free using your Matricula Consular, ITIN or SSN. No initial deposit is required.
- Learn about all the benefits of the debit card with helpful bilingual content.
Get help in the language you feel most comfortable in. Our dedicated Customer Service team speaks both English and Spanish.

*PODERcard account opening is subject to identity verification by Green Dot Bank. Banking services provided by PODERcard Visa® Debit Card is issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service Association. Green Dot is a registered trademark of Green Dot Corporation. ©2022 Green Dot Corporation. All rights reserved.

[1] See Deposit Account Agreement for fees and additional details.
[2] Fee-free ATM access applies to in-network ATMs only. For out-of-network ATMs and bank tellers, a fee will apply, plus any additional fee that the ATM owner or bank may charge. Please see Deposit Account Agreement for details.
[3] ASAP Direct Deposit™ - Early availability depends on timing of payor’s payment instructions and fraud prevention restrictions may apply. As such, the availability or timing of early direct deposit may vary from pay period to pay period
[4] Other SABEResPODER products, services, and discounts are not provided by Green Dot.