Freelancers, side-hustlers, independent contractors – say hello to Lili, an all-in-one online banking app designed specifically for YOU!

BUSINESS VISA DEBIT. FEE-FREE ATM. CASHBACK. *
Lili comes with a Visa Business Debit Card, with cashback rewards at participating merchants. You can withdraw your cash for free at more than 38,000 ATMs across the US. And we don’t require you to maintain a minimum balance in your account, ever.

SEPARATE WORK AND LIFE TO OPTIMIZE YOUR TAX REFUND.
Categorize your transactions with just a swipe: left for personal, right for business and up for a-little-bit-of-both. Lili will create your business expense report every quarter with all the transactions you swiped right on. You can give it to your accountant or use it to fill your IRS forms.

OVERDRAFT PROTECTION WITH BALANCEUP. *
We don’t charge you any overdraft fees up to $200, we believe it doesn’t make any sense to penalize you when you’re already in a tough spot! Eligibility requirements apply.

ALWAYS SAVE ENOUGH FOR YOUR TAXES.
Every time you get paid, Lili automatically sets aside a percentage of your choice (or let us help choose!) into your Tax Bucket, so you never need to fret having enough for tax season.

EMERGENCY SAVINGS ACCOUNT WITH 1% INTEREST. *
Start your rainy day fund with as little as $1 a day, with 1% APY.

CREATE, SEND AND MANAGE YOUR INVOICES. *
Create an invoice in just a few minutes - then send it, resend it, file it! Manage it all from the app. And for invoices under $1,000 enable Lili DirectPay so your client can pay you in just a few clicks directly into your Lili account.

GET PAID 2 DAYS EARLY.
When you’ve already waited NET 30 to get paid, there’s no need to wait any longer! When you’re paid by direct deposit, you can access your money up to 2 days earlier than if your account was with a traditional bank.

A FULLY MOBILE BANKING EXPERIENCE.
Lili is always open! You can deposit your checks through the app wherever you want and deposit cash at more than 90,000 retail locations (Walmart, 7-Eleven, CVS…) Turn on instant notifications and you’ll always know what’s going on. Ask our Chatbot if you have any common banking questions.

WELCOME TO THE LILI COMMUNITY!
With Lili, it’s not all about the money. You’ll always be up to date with what’s going on in the freelance world, with access to a library of tips and articles to help you grow your freelance business, optimize your taxes and find that work-life balance we’re all striving for.

* Only available on Lili Pro Accounts